
I need to get a Payday Loan ASAP to help pay part of my rent, since I don't get paid for two weeks and got towed over the weekend. Where can I find a decent option for my situation. I'd rather not have to use my bank account if at all possible.
I use Payday loans suck no matter what you do, cause they charge insane interest rates, but...if you're broke, you're broke. Not sure why you don't want to use your bank account, but it's perfectly safe. I've been using that site for years and never had a problem. They approve you fast and it's in your account overnight, and you can postpone repayment (you have to pay the interest though) up to 3 times. But, asking someone to give you credit (which is what a payday loan is) and using credit to get it...makes very little sense. They don't want to lend you money based on a Visa card, they want to know you've got a stable bank account before they'll give you money so they know you're able to pay it back.
I know what you mean. I just got a payday loan last week. But, I did it on line. As a matter a fact I got two... Go here: and to the left, it says Need money Bad? Apply for a payday loan. Most payday loan places have to have your account. So, I don't know about loading it onto a prepaid debit. That is the main reason why they give you the loan to your account. Anyways.... The payday loan companies know are designed for you to only pay the interest on your pday and not the entire balance. The way the make their money is they want you to pay the interest the next five pay-dates and then they start collecting on the principal. But, you can tell them to take the whole balance the on your next payday. Stay away from THE LOAN SHOP! If you get an email from the loan shop, do not accept the funds. I have gotten a lot of negative reports on them because they will continue to collect the funds. Good luck!
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I am looking for a lender who loans funds to those with bad credit and not a payday loan. I want monthly notes?